9 StatesCard Alternative That Work for International Shoppers in 2026

If you are here, you are probably one of two people. Either your StatesCard stopped working, or you read the reviews first and decided to look elsewhere before wasting your time. 

Both are fair. 

StatesCard sits at a 2.3 on Trustpilot, and the complaints repeat themselves: funds stuck, transactions declining for no clear reason, support that goes quiet right when you need them.

StatesCard is not the only virtual card built for international shoppers who need something that reads as American at checkout. Below are nine StatesCard alternative that actually work, what each one is good at, and where it will let you down. 

Skip straight to the one that matches your situation, there is no need to read all nine if only one of them applies to you.

StatesCard Alternatives

Halocard

Halocard goes after StatesCard directly, and the pitch is straightforward: StatesCard is a prepaid card, Halocard is a secured credit card with an actual US bank identification number (BIN) behind it. That difference matters more than it sounds like it should. Merchants and streaming platforms are not just checking your billing address, they are checking where the card number itself came from. A real US BIN clears more often than a prepaid card with a foreign trail behind it, and that gap is a big part of why StatesCard users keep running into declines.

Funding runs 5% on a debit or credit card, or free if you fund with stablecoins, which is a lower load fee than most of what is on this list. Because it functions like a secured credit card rather than a prepaid one, it tends to get waved through on subscriptions and streaming platforms more reliably too.

Verdict: the strongest pick as a StatesCard alternative if they have been declining you or blocking access outright. The card structure underneath is different, this is not just a rebrand.

Fasset

Fasset is a crypto-backed Visa card. You top it up with USDT and spend straight from that balance like cash. It works with Apple Pay and Google Pay, and gives you real-time freeze and unfreeze if your phone goes missing or a charge looks off. The card itself costs nothing to get.

The limitation is geography: Fasset only serves Pakistan and Bangladesh right now. Outside those two countries, it is simply not an option yet, however good it looks on paper.

Verdict: excellent if you are in Pakistan or Bangladesh and already hold stablecoins. A non-starter everywhere else.

Skrill

If you already have a Skrill account, adding the prepaid Mastercard takes minutes. It runs in USD, EUR, GBP, and PLN, your first card is free, and after that there is a small reload fee around EUR 2.50 with no annual charge. It spends anywhere Mastercard is accepted, as long as there is money on it. The catch is EU residency, so it is closed to shoppers outside Europe.

Verdict: solid if you are EU-based and already inside the Skrill ecosystem. Not an option otherwise.

EzzoCard

EzzoCard is the odd one out here, closer to a virtual gift card than a reloadable prepaid card. You buy it anonymously with crypto or something like Perfect Money, no identity verification at all, and it stays valid for 6 to 12 months depending on the tier you pick (Green or Blue). Once the balance is gone, you buy another one rather than topping up the same account, so treat it the way you would a Visa gift card off a shelf, minus the shelf.

One thing worth knowing before you use it: fake mirror sites impersonating EzzoCard do exist, so double check you are on the real domain before entering any payment details.

Verdict: good if privacy matters more to you than convenience, and you do not mind buying a new card instead of reloading one.

LeoPay

LeoPay stands apart from everything else here in one specific way: you get real plastic Visa cards, not just virtual numbers, and you can hold up to five under a single account. Signup is standard KYC and quick, and because the physical cards have to reach you by mail, that delivery doubles as an address check. You can hold your balance in any of 10 currencies and issue separate cards to different people.

Loading is free if you are in the EU, a flat 2% if you are not. The catch is the same one you will see repeated on this list: LeoPay is EU-only.

Verdict: good if you are in the EU and want several cards on one account, family members or spending categories kept separate. No use to you outside Europe.

LinkPay

LinkPay does prepaid Visa and Mastercard, with cashback up to 3% on the higher tiers, multi-currency support, and crypto funding. It leans toward frequent online shoppers and small operators who want spending split by purpose, ad accounts, subscriptions, that sort of thing, without opening a formal business account to do it.

Verdict: worth a look if cashback and multiple cards for different categories appeal to you. Overkill if you just need one card for occasional US purchases.

Getsby

Getsby is built around a problem StatesCard users know too well: subscriptions that renew and free trials that quietly convert the moment there is a balance sitting on the card. You can spin up disposable cards for one-off purchases, or reloadable ones locked to a single subscription, both ready instantly in the app and usable with Apple Pay or Google Pay right away.

Verdict: a strong pick if trials and recurring payments are your actual problem, less so if you just want general US shopping access.

Nomad Card

Nomad issues a Visa debit card, physical and virtual both, built mainly around Brazilian users who want a dollar account and card for shopping and travel. There is no annual fee to get the card, the virtual version activates as soon as your first deposit lands, and it works across more than 180 countries with Apple Pay, Google Pay, and Samsung Pay support.

The onboarding is built around Brazilian residents specifically, so it is not the universal fit Halocard or EzzoCard are. If you happen to be Brazilian, though, this is one of the more fully built out cards on the list, free ATM withdrawals through MoneyPass, real exchange rates, no markup games.

Verdict: strong if you are Brazilian and want a dollar-denominated card with zero annual fee. Not relevant if you are not.

Neteller

Neteller is the simplest setup of everything here. Registration costs nothing, and once you are in you can manage funds, pay online, and even sell crypto from the same wallet. It skips the country restrictions that shut Skrill and LeoPay off from most of the world, which makes it a reasonable fallback if you do not fit anywhere else on this list.

Worth being upfront about: this one has the thinnest sourcing of the group, mostly pulled from general US virtual card roundups rather than anything international-shopper specific, so treat it as a fallback, not a first choice.

Verdict: not the most feature-rich option, but a workable fallback when the region-locked cards do not apply to you.

Which StatesCard Alternative Should You Actually Pick?

• StatesCard keeps declining you: start with Halocard. The real US BIN and secured credit card structure go after the exact problem StatesCard users complain about most.
• You are in Pakistan or Bangladesh and already hold crypto: Fasset, free and simple.
• You are in the EU: Skrill for one card, LeoPay if you want several physical cards on one account.
• Privacy matters more than convenience to you: EzzoCard, just watch for the mirror sites and accept you will be repurchasing rather than reloading.
• Subscriptions quietly renewing is the actual problem: Getsby, disposable cards you control per merchant.
• You are Brazilian and want a dollar account tied to a card: Nomad Card is the clear fit.

You should look at our other piece on Prepaid Debit Cards for Travellers if you want to see a few more options.

Quick Comparison

What About Regions Now Card, Walmart MoneyCard, or American Express?

Anyone researching StatesCard alternative eventually stumbles onto US-issued reloadable options like the Regions Now Card or Walmart MoneyCard and wonders if they are worth chasing. Honest answer for most international shoppers: not really, not as a starting point.

Both the Regions Now Card and Walmart MoneyCard are reloadable prepaid debit cards built for US residents, and both support direct deposit, genuinely useful if you have a US employer or benefits payment landing under your name. But getting either one typically means a US mailing address and, in some cases, a Social Security number, which rules out most shoppers outside the country before they even start. Same story with a standard American Express card: applying as a non-resident with no US credit history is a hard road, and Amex only issues virtual card numbers to people who already hold a physical card.

If you already have a US address through family, a virtual mailbox, or a parcel forwarding service, these become realistic, since a physical card and direct deposit setup are suddenly possible. For most people reading this, though, the nine cards above are the more practical starting point.

None of these swap in for StatesCard one for one. What you need depends on whether your problem was cost, declined transactions, geography, or privacy. Match the card to the problem you actually had, not just the first name on this page.